YOUR 401(K) SAVINGS PLAN
We make it easy and convenient to build a nest egg for retirement with the Bass Pro Shops 401(k) Plan. You can contribute in a combination of ways:
- Pre-tax contributions (traditional): With pre-tax contributions, you get an immediate tax break by lowering your taxable income. You don’t pay taxes on your savings or earnings until you start withdrawing from your account.
- Post-tax contributions (Roth): You pay taxes up front on Roth contributions so you can withdraw money tax-free once you retire — earnings on Roth contributions may also be tax-free once you meet distribution requirements. Visit voyadelivers.com/Roth for more information.
You can defer up to 75 percent of your pay, up to IRS limits. IRS limits are subject to change. You can find the most current IRS limits at voya.com/IRSlimits. You are always 100 percent vested in your contributions.
After completing one year of service, plan participants are eligible for a Safe Harbor employer-matching contribution. The company matches 100 percent of the first 4 percent of your contributions. All Safe Harbor employer-matched contributions are immediately 100 percent vested.
Learn more about your 401(k) plan by watching this educational seminar video hosted by Voya or by accessing the Plan’s eBook at basspro401k.com.
Effective January 1, 2019, Voya Financial is our 401(k) plan recordkeeper. Voya provides you with Plan information, saving and investing education, transaction processing and more on your journey to retirement.
Voya offers a number of great tools and features that will help you take action and assess your retirement readiness, including:
- myOrangeMoney®: an educational, interactive online experience that shows you how your current retirement savings may translate into monthly retirement income.
- Personal Financial Dashboard: a web-based tool that enables you to organize, integrate and manage all of your financial information on one digital platform.
- Voya Retire Mobile App: a fast and easy way to access your retirement account on the go!
- Financial Wellness Experience: take a personal assessment today to gain insights that will help you take meaningful actions for your financial future.