HOW YOUR MEDICAL COVERAGE WORKS
We offer a choice of two high-deductible health plans (HDHPs) that include a tax-advantaged health savings account (HSA), as well as a traditional health plan (Choice Plus Plan):
- HDHP Core Plan
- HDHP Value Plan
- Choice Plus Plan
To see how the three plans compare, download the 2020 plan comparison table. While our plans differ in how costs are shared, they work in much the same way.
2. Your Coinsurance
Once you meet your deductible, the plan will begin to pay a share and you will pay a share of expenses. You’ll always pay less when you stay in the network. If you go out of the network, you pay more.
3. Your Out-of-Pocket Limit
Once you reach your out-of-pocket limit, the plan will pay 100 percent of eligible expenses for the rest of the year.