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YOUR HEALTH

Gear up for health by understanding your coverage options, taking advantage of available resources and making informed benefit choices during your initial enrollment and throughout the year.

HOW YOUR MEDICAL COVERAGE WORKS

We offer a choice of two high-deductible health plans (HDHPs) that include a tax-advantaged health savings account (HSA), as well as a traditional health plan (Choice Plus Plan):

  • HDHP Core Plan

  • HDHP Value Plan

  • Choice Plus Plan

To see how the three plans compare, download the 2020 plan comparison table. While our plans differ in how costs are shared, they work in much the same way.

1. Your Deductible

You pay 100 percent until your deductible is met. Network preventive care is covered 100 percent and not subject to the deductible. For the Choice Plus Plan, you pay a copay for some expenses, including doctor visits and prescriptions.

2. Your Coinsurance

Once you meet your deductible, the plan will begin to pay a share and you will pay a share of expenses. You’ll always pay less when you stay in the network. If you go out of the network, you pay more.

3. Your Out-of-Pocket Limit

Once you reach your out-of-pocket limit, the plan will pay 100 percent of eligible expenses for the rest of the year.

Your HSA

If you enroll in one of the HDHP plans, Bass Pro Shops will contribute: $500 for individual coverage; $1,000 for multi-party coverages. These company contributions are prorated and made on a quarterly basis.

Questions about your medical benefits?

Call UnitedHealthcare at 1-844-554-5513 or visit myuhc.com.

myuhc.com